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Competition Horse Insurance

This is the most comprehensive cover for your horse, there is no requirement for your horse to compete.
- Maximum age 20 years
- Value of horse up to £15,000 (online). If you have a horse with a higher market value please contact the office for a quotation.
- Option to include Permanent Loss of Use cover
- Activities from at grass/hacking, up to Advanced Eventing, Grand Prix Dressage, Showjumping up to and above 110cm
- Choice of Vet Fee cover for accident, sickness and disease with incident limits of £3,500 or £6,000, with extensions for colic surgery up to £7,500.
Leisure Horse Insurance 

This policy provides a good range of cover for horses who compete at a lower level, or are at grass/hacking including older horses.
- Maximum age 30 years (no Permanent Loss of Use cover available).
- Value of horse up to £7,500.
- Activities including at grass/hacking, dressage to elementary level, showjumping to 110cm and BE90, whether at home, schooling or at a competition.
- Choice of Vet Fee cover for accidental, external injuries only, or accident, sickness and disease with incident limits of £3,000 or £5,000, with the latter including an extension for colic surgery up to £7,500.
 
Catastrophe Cover Vet Fee Insurance

Our unique option which can be purchased as standalone Vet Fee cover.
-Maximum age 25 years.
-Any value horse.
-Activities included range from youngstock in the field to 5* eventers (excludes horses used for racing and polo).
- Cover includes £7,500 in the year for accidental, external injuries plus colic surgery, joint and tendon sheath flushing, and pastern and pedal bone fractures.
Public Liability Horse Insurance
This policy provides public liability insurance for your named horse(s). This includes cover for third party property damage or bodily injury should you be held legally liable as the owner or loaner of the insured horse(s). 
We can offer limits of £2,000,000 or £5,000,000 per incident with an excess of £250 in respect of third party property damage claims. 
The policy covers you and your immediate family as standard and you can choose to extend cover to include other people riding or handling the insured horse with your permission (Authorised Users).
This policy excludes the liability of any professional whilst the insured horse is in their care, custody or control.
Please follow the link to complete the form and register as a user and the team will email a quote as soon as possible. 
Public Liability Insurance for Freelancers
This policy provides public liability insurance for freelance instructors (whether qualified or not), grooms and riders. 
We can offer limits of £1,000,000, £2,000,000 or £5,000,000 per incident with an excess of £500 in respect of third party property damage claims. 
The policy also includes care, custody or control cover for horses up to £10,000 per horse. 
Please follow the link to complete the form and register as a user and the team will email a quote as soon as possible. 
Liability Insurance for Livery Yards, Private Yards, Competition Yards and Non-Thoroughbred Studs
This policy provides liability insurance for livery yards, private yards, competition yards and non-thoroughbred studs. 
Public Liability 
We can offer limits of £1,000,000, £2,000,000 or £5,000,000 per incident with an excess of £500 in respect of third party property damage claims. 
Extensions are available to cover freelance instruction, facility hire, shows, livestock and more. 
Care, Custody or Control 
The policy also includes care, custody or control cover for horses up to £10,000 per horse free of charge. Higher limits are also available.
Employers Liability 
Employers Liability insurance is a legal requirement under the Employers Liability (Compulsory Insurance) Act 1969 where a business owner has employees. Cover is provided up to £10,000,000. If you are not sure if this applies to you please call the office and one of the team will be happy to help.  Employers Liability insurance cannot be purchased in isolation.
Please follow the link to complete the form and register as a user and the team will email a quote as soon as possible. 
Horse Trailer Insurance

We are able to provide cover for accidental damage and theft of horse trailers valued up to £20,000 online. If your trailer is valued higher than £20,000 please call the office to get a quote.

The policy provides cover in the UK and while temporarily elsewhere in the world for up to 60 days in total during the period of insurance.

The excess on these policies is £100 for each and every loss.

We can also offer Breakdown Insurance for trailers at £132.08 including Insurance Premium Tax by following this link.